The Car Blog

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Category Archives: Auto Loans

The world of auto financing is constantly evolving and even a small change has the potential to affect the cost of obtaining a new loan. So, don’t miss out on all the new developments and latest trends of the automobile industry. Become a smart shopper by obtaining advice from the leading auto loan experts.

The Average Credit Score for getting an Auto Loan

Are you unaware about the role of credit score in getting an auto loan? The ideal credit score can open multiple pathways for you. Understand the shift in the lending pattern and be proactive in taking the appropriate steps to improve your credit score. With correct effort and enough research, not only can you improve your credit score, but also obtain your dream car, seamlessly.

How do Lenders calculate LTV Ratio for your Auto Loan?

You are excited to begin the New Year with a bang! You have already found out your dream car and cannot wait to bring it home. But, will the lender approve your credit application? Will he offer you a loan amount to match the cost of the car plus taxes and registration fees? Learn how a lender decides on the LTV ratio; play the cards right and get the best deal.

How to win the Game of Auto Loans in Memphis?

When you buy a car in Memphis, you have to apply strategies and win the best deal. Treat the car buying process as a game. Learn your strengths and weaknesses and use them to your advantage. Also, find the right partner to up your chances of getting guaranteed auto loan approval.

Dealer: A Friend indeed when you need Auto Financing!

Buying a car is exciting! So exciting, you often forget to plan auto financing. But, it is not a problem. You can now quit going for long process of financing and instead opt for easy auto financing at the dealership. Shop at your convenience because your dream car and auto financing are waiting for you all under one roof!

Long-Term Auto Loan: Understand the Pros & Cons before saying yes

It is never a good idea to rush into things, especially when considering a long-term auto loan. Obtaining a long-term auto loan has its own pros and cons. While the pros include reduced monthly payments and the opportunity to repair your damaged credit; the cons include high interest rates and a high probability of a lower resale value on your car.