The Car Blog

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Category Archives: Auto Loans

The world of auto financing is constantly evolving and even a small change has the potential to affect the cost of obtaining a new loan. So, don’t miss out on all the new developments and latest trends of the automobile industry. Become a smart shopper by obtaining advice from the leading auto loan experts.

Car Buying for Veterans made Easy with Military Auto Loans

Wondering how to make the most of the car offers on Veterans Day? By considering essential points such as thinking about a one-time automobile allowance and leveraging your credit score for a good military auto loan are great ways to strike a jackpot car deal on Veterans Day.

What Steps can you take to Build Credit Score as a Young Individual?

Are you young and dreaming of buying a car? Your dreams can turn into reality with the help of a few key points such as obtaining a co-signer and applying for a credit-builder loan. Understand more about how your good credit habits will help you to secure an auto loan and leave a scope to negotiate better interest rates.

How to get an Auto loan if you have Multiple Part-Time Jobs?

Not sure if your part-time jobs will help you qualify for an auto loan? They can, if you take the correct steps such as having complete knowledge about the minimum lender requirement, setting a suitable debt to income ratio and checking on your job stability. Make your dream car your own by learning more about how to get an auto loan from multiple part-time jobs.

Key Questions to sort the First-Time Car Buying Process

Buying a car at eighteen is a process you can master. Seeking the answers to questions such as the minimum age for an auto loan, how to apply if you are not eighteen and how to unburden your parents by transferring the auto loan in your name will give you a deeper clarity about purchasing and financing your next car.

The Right Way of Buying a Car: Auto Loans First; Car Later

Want to buy a car? Are you researching different car models? Wait! There is still time for choosing a car. First, you need to get an auto loan. What if you obtain dealership financing? Won’t all your efforts go to waste? Check your credit application and focus on the financing part before you get down to the buying part.

The Average Credit Score for getting an Auto Loan

Are you unaware about the role of credit score in getting an auto loan? The ideal credit score can open multiple pathways for you. Understand the shift in the lending pattern and be proactive in taking the appropriate steps to improve your credit score. With correct effort and enough research, not only can you improve your credit score, but also obtain your dream car, seamlessly.

How do Lenders calculate LTV Ratio for your Auto Loan?

You are excited to begin the New Year with a bang! You have already found out your dream car and cannot wait to bring it home. But, will the lender approve your credit application? Will he offer you a loan amount to match the cost of the car plus taxes and registration fees? Learn how a lender decides on the LTV ratio; play the cards right and get the best deal.

No Cosigner Car Loans: It is Better than seeking Familial Help

Your family stands by you in your times of distress. But, it is better to keep them away from the process of buying a car. Learn why having someone from your family as your cosigner can spell disaster. Know different ways of buying a car on your own. No cosigner car loans being the most important of them.