The Car Blog

Your Regular Dose of Car Information to keep you on the Right Track

Short-Term Vs Long-Term: Determine the Length of your Auto Loan in a Financially Beneficial Way

Confused between being debt-free early and stretching your budget for a new car? Choosing between a short-term loan and a long-term loan has its set of advantages and disadvantages. Do you want to finish the auto loan quickly? Should you opt for a higher number of months? Let’s understand how the length of your auto loan affects your financial situation. Make a well-thought decision that you will not regret later.

Questions that plague the Mind of No Credit Car Buyers

Do you want to get an auto loan to buy a car? Is this the first time that you are applying for credit? Or have you not applied for any kind of loan in several years? Chances are that you will not have a credit score. But does zero credit score mean the end of your dream? Can you buy a car with no credit score? Does a zero credit score disqualify you from getting a car loan? We seek answers to all these questions and more.

Can I Cosign a Car Loan for my Son?

Do you want to cosign a car loan for your son or someone else in the family? Cosigning a car loan may look like an honorable gesture to you but understand how it affects your credit score and financial well-being. Let’s understand how you can help your son, daughter, family member or a friend buy a car without risking your credit score.

Poor Credit Car Loans: Focus on Factors other than your Credit Score

Most poor credit car buyers say yes to any car financing deal because they believe their credit score won’t let them get a decent auto loan. However, the reality is different. Your credit score is an important factor for learning more about you. But it is definitely not the only one. Learn how you can convince a lender and get a poor credit car loan by building a strong credit application.