The Story of a Bad Credit Car Buyer

Till Last Month

I have a problem, and it goes by the name of bad credit. It troubled me while buying a home. It is troubling me now when I want to buy a car. Is bad credit a taboo? Why lenders consider bad credit history a red flag? I made few mistakes in the past. I couldn’t make regular payments. But, things have changed now. I have a good job that enables me to live a comfortable life. I have paid most of my debts. Still, no lender wants to help me buy my favorite 2014 Chevy Camaro.


I own my favorite car that takes me to work. No longer waiting for the public transportation! Bye-bye, walking a couple of miles! I and few other colleagues carpool every day. We have become friends. I and my girlfriend can go places because we finally own a car. All in all, life’s good!

How did all this happen?

Hi, my name is Alfred. My world changed from painful to pleasurable with just 2 words -“Car Destination.” The company got me approved in just a couple of hours. Its online auto financing process is simple and stress-free. I filled an online application form, and the process was over.

Ron,’s Pasadena representative called 2-3 days later and informed me about my loan approval. I was finally getting a car loan. He offered me a used car loan. I was determined to buy a brand new 2014 Camaro. I became depressed because I couldn’t buy my favorite car. But, Ron explained to me that getting opting for such a large amount of loan would be dangerous for my credit score. If I were unable to make regular payments, I would further damage my credit score. Also, I had just started a job, and it was important for me to opt for safer loan programs. I was skeptical about buying a used car but, Car Destination showed me another way called “Certified Pre-Owned” Camaro.

Why did I say yes to the offer of Used Car Loans?

>> The Chevy Camaro Zl1 Convertible that I wanted to buy was available at $60,555. But, a Certified Pre-Owned 2012 model was just for $24,615. Low price of the car meant lower loan amount and affordable monthly payments.

>> The dealer offered me additional warranty on the CPO car. So, it was like buying a new car at the cost of a used one.

>> A new car comes with a higher down payment amount. And, this amount increases for a bad credit buyer. But, as the used cars are cheaper, I didn’t have to pay much. I just paid $1500 as down payment.

So, these are my reasons for choosing a certified used car. It is cheaper than a new car and yet totally reliable. I thank Car Destination for helping me understand the benefits of CPOs. You not only offered me a reliable bad credit used car loan, but provided sound advice. It is because of you that I got affordable payments.

8 thoughts on “The Story of a Bad Credit Car Buyer”

  1. Hi, i read your blog occasionally and i own a similar
    one and i was just curious if you get a lot of spam responses?
    If so how do you prevent it, any plugin or anything you can recommend?

    I get so much lately it’s driving me mad so any assistance is very much appreciated.

  2. Wow that was unusual. I just wrote an extremely long comment but after I
    clicked submit my comment didn’t appear. Grrrr… well I’m not writing all that over
    again. Anyhow, just wanted to say superb blog!

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